Isn t it odd when people never bother to go online to get a few car insurance quotes? It only takes a few minutes and can save people a bundle, so why don t more people do it? Maybe they re uninformed about the process. After all, getting a quote online is quicker and easier than calling an agent on the phone.
Instead of giving out a slew of information over the phone, you just enter a few details and send off your quote request. Shopping online is quicker and easier, so you can get three quotes in the time it would take to get just one over the phone. The Web makes it easy to follow the advice of money-saving experts and get three prices on everything before you buy.
Old Habits Die Hard
It is common for people to prefer their old ways. Someone who has always gotten insurance through referrals from friends and family is comfortable doing it that way. Cousin Mike says he gets a good deal, so the insurance shopper automatically goes with Mike s agent, never checking the price.
Little does our shopper know that Mike thinks he s getting a good deal, but he never bothered to get three quotes either. He s paying way too much for his insurance and getting a policy with his agent will put you in the same boat.
Other shoppers have just been with the same company so long, they would feel disloyal to go shopping around to another one. Understandably, you may be emotionally attached to your agent. She may be very kind and understanding. She may provide outstanding customer service. But at what cost?
People change insurance companies all the time. No one will hold it against you. Of course, you could always grab a few online quotes and give your agent a chance to beat the price. That way, you aren t just running off to another insurer without giving your agent a chance to keep your business.
Some people just want to go with a name they know, so they go directly to the company that they see the most on TV. Some companies bombard multiple channels with a slew of ads that have nothing to say. All they want to do is grab your attention with a gimmick so you will see their logo. They know that the absent-minded will simply gravitate towards that logo when they go insurance shopping.
But those who fail to stop and think a moment about saving money end up paying too much for car insurance. Companies that splash their names all over television spend millions on advertising. Who do you think they pass that cost onto? Their customers of course! Don t be lulled into a false sense of security just because you are familiar with a company logo. That won t save you money and it won t get you better car insurance. The best thing you can do is shop around, and what easier way to do it than online?
Fear of the Unknown
Many consumers have had a bad experience shopping online for other items, so they worry about getting car insurance quotes online. They are afraid of being bombarded with emails or phone calls. While this may have been a legitimate concern at one time, consumer protection laws are in place now to protect shoppers from aggressive telemarketers. If you don t like getting e-mails from a company that sent you a quote, simply unsubscribe through a link at the bottom of the message. It s two seconds of your time for potentially hundreds of dollars in savings.
And you don t have to worry if you are midway through your policy. Your insurance company will refund any payments you have made towards the remaining policy period. You have a right to cancel your policy any time you want and you have a right to get overpayments back. Usually, you ll have the money back with days; sometimes it may take up to a month.
If you re still not convinced, think of it this way. How has the Internet affected your life? Has it been good or bad? Can you do more in less time or does it slow you down? Has the Internet saved you money by making cheaper retailers easy to find, or are you paying more money than you should? It s a good bet that everything you do online has been beneficial to your lifestyle. Online banking, e-mail and social networks have all made your life easier and more fun. Car insurance is no different.
Get in the Game
It s time to wise up and get in the game. Compare quotes from different providers and get the best deal available. Continuing to buy insurance the old way is like saying you could care less about saving money. It s such a simple time saver. Anyone who has gotten quotes online before knows that the old way just doesn t compare. There is no faster or easier way to get the insurance you need at the best price you can find.
Quotes that Work Around Your Schedule
Now that you understand the benefits of buying car insurance online, there s no reason not to try it out and see for yourself how fast and easy it is. You can do it when you have time, not just during the insurance agent s office hours. Don t lose productivity at work trying to get it done during regular business hours. Just go online any time of day or night, or even on the weekend. The Web is never closed, so the entire process revolves around your schedule, your preferences and your needs.
Several online companies can give you quotes quickly and easily from our interface. Some of the companies are traditional insurers that also do business online. Others are companies that do everything online. Either way, using technology lowers the insurance company s costs, and you get the benefit of those savings. All you have to do is enter your zip code in the box at the top of the page and follow a few prompts. It s fast, it s easy and it can save you a bundle.
When you buy a car, it is your responsibility to make sure it has automobile insurance. It’s important to carry auto insurance, because you never know when you’re going to get into an accident. Someone could crash into and cause grave damage to your car or truck, and without insurance you would have to pay for all of it. Even worse, it you don’t have insurance and you run into another vehicle you can owe tens and even hundreds of thousands of dollars if you seriously injure another driver.
If you drive often in the US, you know the roads are accident prone and automobile collisions can occur frequently. Accidents can occur because of the cavailier attitude of drivers, the sudden failure in a tire or engine or a multitude of other reason. If you have car insurance, you can rest easy as you may have to pay a deductible, but not the complete amount of the damage to your car or someone elses.
we have many major companies that offer insurance on your car at affordable rates. You can get started now, by entering your zip code above and then checking out the prices. It’s never been easier to compare car insurance quotes online with our customzied software that allows you access to companies like Geico, Nationwide, Progressive, GMAC and AIG.
Every insurer has a different way of determining your car insurance quote, so it pays to get multiple rate quotes from different companies. It’s important you’re comparing apples to apples in the rate quotes. Some quotes will include general liability others won’t. Some quotes will have a $1,000 deductible, some may only have a $500 deductible.
If you get pulled over by the police, one of the first things they will ask you for is proof of insurance. If you can’t show proof of auto insurance, it can be a very large fine in almost every state. This is one more reason why it’s imperative that you pay for car insurance at all times.
There are a few perks to having auto insurance. If you get in an accident and your car is totaled, there’s a good chance your insurance company will set you up with a rental car unitl your damaged car is fixed or replaced.
Take time out of your busy schedule and get multiple rate quotes. 10 minutes of your time could save you hundreds of dollars on car insurance, you owe it to yourself to get that done.